O App Insurance is an unparalleled asset tool, but also a multifunctional investment, which remains the most popular savings product for families worldwide. However, life insurance remains relatively unknown to some, not least because of the multiplicity of its uses, choosing the right contract according to your needs or even the subtleties of taxation that apply to it.

In addition to these concepts, this guide also addresses the most common questions savers ask about their contract: how to orient yourself among the different media available and what to invest in, why the return on the average euro decreases year after year, understand the beneficiary's interest clause, how to exploit a contract by controlling the tax parameter.

App Insurance download

The Insurance App is available for iOS and Android. It performs the same functions as car/home/life insurance, with two major advantages: immediate transmission to your insurer and easier deciphering by the claims management department.

When an accident occurs, for example, the driver simply fills in the fields to declare the type of accident and the damaged parts of the vehicle. The personal data of the driver and the insurance company are pre-filled, saving time and the search for information in official documents (driver's license, insurance certificate, etc.).

It is often more interesting to take out an affordable life insurance policy, i.e. one that allows you to invest starting from one hundred reals to easily create a savings habit.

Nothing prevents the subscriber from later modulating his payments by larger amounts. The fees included in the contract are also important. Light billing contracts are also contracts that allow you to invest more and, in the end, get more return.

How the Insurance App works

Legally, App Insurance is about a contract between an individual (the underwriter) and a financial intermediary (a bank or an insurance company). We also often hear the term insured in the contract. In the case of life insurance, it is in fact the person whose death conditions the payment of capital by the insurer. Generally, the subscriber and the insured are the same person.

Finally, it is necessary to mention the contract's beneficiary, which is the person designated by the contract's underwriter to receive the capital in case of the insured's death. The beneficiary can also be a legal entity (association or foundation). The payments made on the contract by the subscriber can be invested in different types of financial products. Schematically, we should distinguish between two main categories of media: the very safe real money fund, in which the subscriber is guaranteed to recover the amounts he has invested.

Security in hiring

Contracts offered by savers associations or mutuals have funds in reais that perform well over the long term. Fewer charges than bank contracts, but they suffer from a financial offer that is often less extensive than other distributors. Internet contracts do not charge entry fees and offer a wide financial offer. However, they require a certain autonomy on the part of the subscriber who must perform all his steps from his application.

Why download the Insurance App

Having good car or life insurance has several advantages. Whether or not you take out online car or health insurance, it is important to express all your needs to make sure you get the insurance that suits you best. 

If you want to get car insurance easily and quickly, the Insurance App may be the solution. This insurance offers you a wide choice of warranty formulas that are flexible according to your needs! 

In case of serious damage to the driver or passenger, a person cannot afford the heavy medical expenses. Having auto insurance ensures that medical expenses are covered to support the financial expenses.

A car owner needs liability insurance for his new car. A good insurance policy protects you from legal clauses. Are you ready to pay for huge accidental damage? If the answer is no, then choosing App Insurance is the best auto and also health policy in order to get rid of possible colossal damage costs.