Want to secure your card?
If you're tired of hidden bank fees, abusive conversions on international purchases and a lack of control over your own money, it's time to get to know the Revolut. More than just a card, Revolut is a complete financial platform that gives you back the power over your finances with autonomy, clarity and, above all, freedom.
What is Revolut?
Revolut is a global digital bank based in the UK, offering multi-currency account, physical and virtual international card, real-time currency exchange, investments and much more. It came up with a clear proposal: to give users total control over their own money, eliminating the bureaucracy and abuse of traditional banks.
The Revolut card can be used worldwide, works as a (prepaid) debit card and is available to both individuals and companies.
How does the Revolut card work?
The Revolut card works like a multi-currency prepaid card. You add a balance to your account - in reais or other currencies - and use it for purchases, transfers or withdrawals.
The big advantage is that you can hold balances in up to 30 different currencies within the same app, and choose which currency to pay in at the time of purchase. If you're abroad, the app automatically converts at the best available rate, with no hidden margins.
Everything is managed by the app: you can track your spending, exchange money, activate or deactivate functions, generate virtual cards and even block the physical card with one click.
Who is Revolut suitable for?
Revolut is ideal for those who want to be free with their own money - without having to rely on traditional banks and their rigid rules. It's perfect for
- International travelers who need to spend in other currencies
- Freelancers and digital nomads they receive from abroad
- Online shoppers who order from foreign websites
- Entrepreneurs who work with international clients
- People who simply want to more control and fewer fees
What's more, the account is 100% online and can be created quickly via the app. You can start using it the same day.
Main benefits of the Revolut card
Here's an honest list of the card's main advantages:
- International card without abusive fees
- Real market exchange rate (without hidden additions)
- Balance maintenance in various currencies
- Virtual and physical card (ideal for secure purchases)
- Real-time locking/unlocking
- Full control from the app (without depending on service)
- Detailed expense reports
- International withdrawals with free monthly limit
- Instant recharge via Pix or national card
- Investments in shares and crypto (available in some countries)
All this with an intuitive, fast app in Portuguese. No complications or confusing technical language.
Does Revolut charge fees?
It depends on the plan. Revolut has free and paid options, with different benefits. Here are the main ones:
Free Plan (Standard)
- No monthly fee
- Real rate exchange (with free monthly limit)
- Physical and virtual card
- Spending in more than 150 countries
Paid Plans (Plus, Premium and Metal)
- Access to cashback on international purchases
- Travel insurance and purchase protection
- Priority service
- More withdrawal limits and free currency exchange
- Exclusive metal cards (in the Metal plan)
The free plan is good enough for those who want an international card without the hassle. Paid plans are more advantageous for those who travel frequently or handle high volumes.
How do I create an account and apply for a card?
It's quick and unbureaucratic. See step by step:
- Download Revolut app (available for Android and iOS)
- Create your account with your name, e-mail, document and photo
- Verify your identity in the app itself
- Add balance (can be by transfer, boleto or Pix)
- Request the physical card and start using the virtual one immediately
The physical card takes around 10 to 15 working days to arrive. In the meantime, you can use the virtual card as normal for online purchases and apps.
Can you use Revolut in Brazil?
Although Revolut is European, it works perfectly for Brazilians. You can top up with reals, convert to other currencies and use the card inside and outside the country.
In Brazil, Revolut is considered one of the best options for an international card with a fair exchange rate, especially for those who don't want to pay the abusive IOF of 6.38% on a traditional credit card.
It's worth remembering that Revolut's IOF rate is 1.1% for foreign exchange and 5.38% for spending, as it is considered a prepaid card.
Is it safe?
A lot. Revolut is regulated by European financial bodies, including the FCA (Financial Conduct Authority) in the UK. In addition, the app has two-step authentication, state-of-the-art encryption and allows you to control everything in real time.
You can generate temporary virtual cards for one-off purchases, ideal for those who want to avoid cloning on unknown sites.
What sets Revolut apart from other digital banks?
What sets Revolut apart is that it's not just a digital bank. It's a global financial management platformwith a focus on freedom, fair exchange, international spending and total control.
Other digital banks even offer international cards, but they still charge exchange rate margins, have slow support or limited functionalities. Revolut puts everything in your hands: currency exchange, spending, investments, security and flexibility. All in the app.
Is Revolut worth it?
If you're looking for the freedom to spend in other currencies, want to escape the abusive fees of traditional banks and still have total control over your finances, Revolut is very worthwhile.
It allows you to travel light, buy safely, move money globally and make clear decisions. And the best part: all without having to rely on a manager, without hidden fees or surprises on your bill.
It's the new way of handling money. And it starts with a ring on your cell phone.
See also: Wise: international card available for most countries
May 21st, 2025
With much faith and positivity, she writes for the Oração e Fé daily, bringing messages and Divine teachings to everyone.